Jason Dale Bates · Houston, TX · NMLS #406344
15+ years working through every level of the mortgage business — from origination to operations to national team leadership. Now adding AI to the mix: capacity models, full loan lifecycle workflows, and tools that give time back to the people doing the work.
What I build
Every project here solves an actual problem — in mortgage operations, team management, or my own daily workflow. Built with Python, AI APIs, and a bias toward shipping fast and iterating.
Automated daily briefing pulling live mortgage rates, weather, AI news, disc golf tournaments, and Claude-generated summaries — deployed to the web every morning at 6AM without touching a keyboard.
AI-assisted capacity model for staffing and team gearing across PROC1, LOA2, and HYBRID roles — used to forecast national team needs across 110+ loan originators and inform executive staffing decisions.
End-to-end workflow design covering lead through funding — one path, one process, used by both sales and operations to establish and maintain alignment across the full loan manufacturing process.
Something in the intersection of AI and mortgage automation. The pipeline is full — watch this space.
About
I've spent 15 years working through every level of the mortgage business — starting as an LOA, learning the craft, and eventually building and leading a national team that now supports the majority of company production. I know what slows teams down because I've lived it — and collaborated on solving it — throughout the loan manufacturing process.
Now I'm adding AI to that foundation — not as a buzzword, but as a practical tool. Capacity models, loan lifecycle workflows, automated reporting, daily intelligence. I'm learning to build things that make real work easier, and sharing the process as I go.
Full loan lifecycle — TBD through CTC, disclosure management, UW submission, processor handoff, broker pipeline.
Built a national LOA team from 2 to 26. Recruiting, onboarding, performance, and specialty role design.
Applying AI to capacity modeling, workflow design, analysis, and problem solving. Next goal: push into mortgage process automation and operational intelligence.
PowerBI, HubSpot reporting, AI-assisted dashboards — translating production data into decisions.
Experience
B.B.A. Marketing · B.A. Japanese Language — University of Texas at Austin, 1999
Tools & Stack
Two stacks. One I've built a career on. One AI is helping me explore for the first time.
The foundation — tools I've worked with for years
What AI is unlocking — tools I'm exploring for the first time
Connect
Open to conversations about AI in mortgage operations, consulting engagements, and what's possible when you combine deep industry experience with a genuine curiosity for what comes next.